Compound Diversified Bonds™ (CDB) are a professionally managed, fixed-income investment product from Compound Asset Management, built for accredited investors seeking dependable income through diversification. Rather than relying on a single market or borrower, CDB combines multiple institutional income sources — private credit, real estate credit, institutional funds, U.S. Treasuries and cash equivalents, and selective alternative income — inside one investment. It pays a fixed 8.95% APY, compounded daily and distributed monthly, on a 12-month term.

CDB is available exclusively to accredited investors as defined by the SEC. This includes individuals or entities meeting specific income, net worth, or professional criteria. You must also have a U.S. Social Security number, a permanent U.S. residential address, and currently reside in the U.S. Verification of accredited status is required before investing.

The minimum initial investment is $10,000. There's no upper limit, and you can make additional investments over time.

Sign up through Compound's secure online platform, complete identity and accredited-investor verification, link your bank account, and fund your investment. Your information is encrypted throughout onboarding, and the process is designed to be quick and secure.

After verification, you'll securely link your bank account through the platform and select the amount you wish to invest (minimum $10,000). Funding is handled digitally, without the need for manual wire transfers.

Yes. Eligible bank accounts can be connected through the platform, and you can manage your linked funding sources from your Compound account.

Once your accredited-investor status is verified and your investment is funded, your capital begins earning the fixed 8.95% APY, compounded daily. Distributions are then paid monthly.

Yes. Once verified, you can make additional investments at any time. Each new investment is treated as its own bond with its own 12-month term, giving you flexibility to grow your position on your schedule.

CDB is built around active risk management. Where applicable, the portfolio holds senior and secured positions within the capital stack, backed by disciplined, conservative underwriting. That said, CDB is an investment, not a guarantee — it carries risk, including possible loss of principal.

No. CDB is an investment, not a savings deposit. Compound Diversified Bonds™ are not FDIC insured, are not bank deposits, and are not guaranteed by any government agency. A portion of the portfolio is held in liquid instruments such as U.S. Treasuries and cash equivalents to support liquidity, but this is a risk-management feature, not deposit insurance. You may lose some or all of your principal.

Capital preservation is pursued through diversification across multiple income sources, senior and secured positioning where applicable, conservative underwriting, liquidity and reserve management, and active portfolio oversight. These features manage risk but do not eliminate it.

Compound uses bank-grade security protocols and encryption to protect your personal and financial information throughout account opening, verification, and funding, following top-tier privacy standards.

Yes. You can request a withdrawal at any time through your Compound account. Requests are processed subject to the terms of the offering, and your principal and any earned distributions are returned to your linked bank account.

CDB has a stated 12-month term, but you can request a withdrawal at any time, subject to the terms of the offering. For the specific redemption provisions that apply to your investment, review the offering documents.

Log in to your Compound account, go to the withdrawals or redemptions section, and submit your request. Your funds are returned to your linked bank account via a secure payment system.

Withdrawals are typically processed within a few business days, subject to banking and offering requirements.

The portfolio spans several complementary asset classes: private credit (senior secured corporate, asset-backed, and specialty-finance strategies), real estate credit (senior real estate debt and mortgage strategies), institutional funds (established private-market and alternative-income managers), U.S. Treasuries and cash equivalents for liquidity, and selective alternative income such as infrastructure and commodities-related strategies.

Senior secured means an investment sits higher in the capital stack and is backed by collateral. In the event of default, senior secured holders are repaid before more junior positions, and the collateral provides an additional layer of protection. This positioning is one way CDB seeks to manage downside risk.

CDB spreads capital across investments that tend to respond differently to economic conditions — combining private and real estate credit with liquid instruments like Treasuries and cash, plus selected institutional and real-asset strategies. Each allocation is chosen for a specific role: income, diversification, liquidity, or resilience. Diversification does not assure a profit or protect against loss.

CDB's process identifies the risks in each holding, then manages the portfolio around them through diversification, ongoing investment review of holdings and managers, liquidity management, portfolio oversight as conditions change, and capital allocation discipline that weighs expected income against risk. The objective is durable income across different market environments, not the elimination of risk.

Capital is allocated across income-oriented investments — private credit, real estate credit, institutional strategies, Treasuries, cash equivalents, and alternative income. The interest and distributions generated across those holdings support the issuer's obligation to pay your fixed 8.95% APY.

No. Your 8.95% APY is fixed for the full 12-month term and does not change with stock market volatility or Federal Reserve interest-rate moves. If underlying portfolio yields compress, the issuer's margin absorbs the difference first.

Yes. Interest compounds daily. While it compounds daily, income is distributed to investors monthly, and you can take those distributions in cash or reinvest them.

No. Your 8.95% APY is a fixed contractual obligation of the issuer for the 12-month term, so it does not fluctuate with portfolio performance — but it is not guaranteed in the way a bank deposit is. CDB is an investment that carries risk, including possible loss of principal. All material risks are disclosed in the offering circular.

CDB is an investment, not a savings account — it isn't FDIC insured and carries investment risk. Its yield comes from a diversified portfolio of institutional income strategies (private credit, real estate credit, and more) that individual investors typically can't access without large minimums or intermediaries. Compound exists to provide that kind of institutional income access with a lower minimum and a simplified digital experience. The higher potential yield reflects the additional risk you take on.

First, confirm you're using the correct email and password. If you've forgotten your password, use the "forgot password" option on the login screen to reset it. If you still can't access your account, reach out through the support section of the app or website.

Make sure your bank details are entered correctly and your bank is supported. Connection issues are sometimes temporary — try again after a few minutes. If the problem persists, contact the support team for help linking your account.

New deposits are typically processed and credited within a few business days, and may show as pending until funding clears. You'll be notified once your investment has been issued. If a deposit stays pending longer than expected, contact support.

This is usually a temporary connectivity or caching issue. Try closing and reopening the app, checking your internet connection, or updating to the latest version. If it continues, reach out to support.

The platform works best on current versions of major browsers such as Chrome, Safari, Firefox, and Edge. For the smoothest experience, keep your browser updated to the latest version.

Yes. Compound Diversified Bonds™ are securities offerings qualified by the U.S. Securities and Exchange Commission under Regulation A+ (Tier 2). Note that the SEC does not approve, endorse, or pass upon the merits of any securities.

Yes. CDB is a qualified Reg A+ offering with the SEC (CIK 0001919204). Qualification allows the securities to be offered and sold to eligible investors, but it does not constitute SEC approval or endorsement of the investment.

The complete offering circular and related documents are available at compounddiversifiedbond.com. This help content is a summary and does not replace the offering circular — please review the full documents and risk factors before investing.

Financial statements and offering-related disclosures are filed as part of the Reg A+ offering and are accessible through the offering documents at compounddiversifiedbond.com (CIK 0001919204). For anything you can't locate, the investor relations team can point you to the right filing.