Compound Diversified Bonds Inc (“Compound,” “we,” or “us”) owns and operates the website compounddiversifiedbond.com (the “Site”) and the mobile application Compound Diversified Bonds (the “App”). Compound is a financial services company that offers financial products and services to consumers (the “Services”). In providing our Services, we collect information about you. We value the privacy of our Site visitors, App users, investors, registrants, and all others seeking to use or using our Services (“you,” “your,” or “user”).
This Privacy Notice discloses the type and nature of information we collect when you visit our Site or App, when you email or otherwise communicate with us, and how we use it — as well as the choices you can make about the way your information is collected and used. We also explain how any requests for personal or personally identifiable information will be used. Please note that this Privacy Notice applies to our data collection and practices, and also to those of our subsidiary companies and affiliated entities.
Please read this Privacy Notice carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices set forth in this Privacy Notice, you may not use our Site, App, or Services. By using them, you agree to the terms set forth in this Privacy Notice, including as to the collection, use, and disclosure of your personal information.
The types of personal information we collect and share depend on how you interact with us and which Services you seek to use. Depending on that interaction, the information we collect may include information that personally identifies you, such as your contact information — your name, address, email address, and telephone number (collectively, “contact information”).
There may be instances when we also collect categories of personal information that are more sensitive, including your date of birth, bank account information, Social Security number, transaction history, account transactions, survey responses, and chat submissions (collectively, “sensitive information”).
We also gather automatic information such as your IP address, IMEI/UDID, MAC address, IDFA, AAID, location information, statistics on page views and traffic, and other information collected through cookies and other tracking technologies (collectively, “device information”). Contact information, sensitive information, and device information are collectively referred to as “personal information.”
We may also use third-party analytics tools to help optimize our Services, but no personally identifiable information is collected about you unless you explicitly submit that information through our forms. We may keep records and copies of all correspondence if you contact us, and we may keep details of transactions you carry out through the Site and App.
We use the personal information that we collect about you for the following purposes:
We may use personal information for the purposes described elsewhere in this Privacy Notice and internally for our general commercial purposes, including to offer our products and Services and the products and services of third parties that we think you might find of interest. Only we and our third-party service providers involved in distributing the offers or providing the products or services will have access to your personal information, and those providers are permitted to use it only for that intended purpose.
We may use your email address to respond to your inquiries and to provide you information about our Services. You may elect not to receive promotional emails from us either by unsubscribing to an email you receive from us or by contacting us as indicated below. If you unsubscribe, we may still send you non-promotional emails, such as emails about your Compound account or our ongoing business relationship, unless you withdraw your consent to receive electronic communications as provided in our Terms of Use.
Do Not Track (“DNT”) is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third parties. We do not use technology that recognizes DNT signals from your web browser.
You must notify us of any change in your personal information by updating your Compound account profile through our Services. Any changes will affect only future uses of your personal information.
Subject to applicable law, which might from time to time oblige us to store your personal information for a certain period, we will respect your wishes to correct inaccurate information. Otherwise, we will hold your personal information for as long as we believe it will help us achieve our objectives as detailed in this Privacy Notice.
You can ask us whether we are storing your personal information, and you can ask to receive a copy of that information. Before sending you any personal information, we will ask you to provide proof of your identity. If you are not able to provide proof of your identity, we reserve the right to refuse to send you any personal information. We will respond as quickly as we can to your requests for details of personal information we hold about you.
In consideration of your use of the Site, you agree to provide accurate, current, and complete information as may be prompted by any registration forms on the Site (“Registration Data”); maintain the security of your password and identification; maintain and promptly update the Registration Data and any other information you provide to Compound, to keep it accurate, current, and complete; and be fully responsible for all use of your account and for any actions that take place using your account.
We have put in place security systems designed to prevent unauthorized access to or disclosure of personally identifiable information, and we take all reasonable steps to secure and safeguard this information, including:
Unfortunately, the transmission of information via the internet is not completely secure. Although we employ commercially reasonable, industry-standard methods to protect your personal information, we cannot guarantee the security of your personal information transmitted to the Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.
We aim to provide you with choices regarding the personal information you provide to us. Users of our Site, App, and Services may therefore opt out of some communications from us or our partners. We have created mechanisms to provide you with the following control over your information.
You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of the Site may then be inaccessible or may not function properly.
If we have sent you a promotional or marketing email, you may send us a return email asking to be omitted from future email distributions, or click the unsubscribe link at the bottom of each non-transactional email. Please note that you are not able to opt out of receiving communications about your account or related transactions with us.
From time to time, we may send surveys and requests for feedback regarding user experience, Site operations, or additional services from us or from our marketing partners, including by telephone to cellular phone numbers or by text message, if you have provided us with these numbers. The completion of surveys or requests for feedback, and acceptance of any offer, is voluntary. If you do not wish to receive these offers, surveys, or user feedback emails, please opt out in any offer email received from us.
Compound honors your privacy preferences, and you may opt out of all data sharing with third-party advertisers by emailing us at support@compounddiversifiedbonds.com.
If you are a California resident, California law grants you the ability to receive additional information regarding how we collect, use, and share your “personal information” (as defined in the California Consumer Privacy Act, or “CCPA”), other than the personal information we collect in connection with providing our Services.
Depending on how you use our Site and Services, we may collect the following categories of personal information about you, in addition to the information we collect in connection with providing our Services:
California law grants additional privacy rights to California residents. In particular, the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (CCPA), requires businesses to disclose, for the past 12 months: the categories of personal information collected; the sources of the collected personal information; the purposes for which the collected personal information is used; the categories of personal information disclosed for a business purpose; and the categories of any personal information sold or shared.
When we use the term “personal information” in this CCPA Notice, we mean information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.
This information is used and disclosed for the purposes and to the categories of third parties described in the rest of this Privacy Notice.
Residents of the State of California may ask us to provide them with a list of the types of personal information that we have disclosed during the preceding year to third parties for their direct marketing purposes, and the identity of those third parties.
If you are a resident of California, Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia, you may have certain data subject rights, subject to eligibility thresholds as may be applicable. Depending on the circumstances, these state laws may permit you to request the following.
Right to know what personal information we have collected about you in the last 12 months, the purposes for which we collected it, and the categories of third parties with whom we shared it.
Right to limit the use and disclosure of sensitive personal information we collect about you.
Right to opt out of the sale of your personal information, and to opt out of the sharing of your personal information for cross-context behavioral advertising.
Right to correct or rectify inaccurate personal information that we have about you.
Right to equal treatment. We will not discriminate against you for exercising your data subject rights.
Right to delete personal information we have collected from you, and to require that our service providers do the same, subject to some exceptions.
Right to limit use of your sensitive personal information. You can direct us to use your sensitive personal information — for example, your financial account information or your precise geolocation data — only for limited purposes, such as providing you with the Services you requested.
Under the right to know, you may request any or all of the following information relating to the personal information we have collected about you or disclosed in the last 12 months, upon verification of your identity:
You can make a request to know up to twice a year, free of charge.
You have the right to request the deletion of personal information that we have collected from you, and to require that the third parties we have shared it with also delete it — subject to certain exceptions in which we are required to retain such information, including compliance with other laws and court orders. We may maintain a confidential record of deletion requests solely for the purpose of preventing the personal information of a consumer who has submitted a deletion request from being sold, for compliance with laws, or for other lawful purposes.
You have the right to request that we correct inaccurate personal information we maintain about you. Once we receive a verified request to correct your inaccurate personal information, we will use commercially reasonable efforts to correct it.
You have the right to direct us not to sell or share personal information we have collected about you to third parties now or in the future.
For purposes of this Privacy Notice, “sell” means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer’s personal information by the business to another business or a third party for monetary or other valuable consideration.
“Share” means communicating orally, in writing, or by electronic or other means, a consumer’s personal information to a third party for cross-context behavioral advertising, whether or not for monetary or other valuable consideration.
To opt out of the sale or sharing of your contact information, email us at support@compounddiversifiedbonds.com.
Please note that we do not sell or share, and have not sold or shared (as the terms “sell,” “sold,” “share,” or “shared” are defined by U.S. consumer privacy laws), your device information or sensitive information, and we have not sold or shared your personal information in the immediately preceding 12 months.
You have the right not to receive discriminatory treatment for exercising any of the rights described above. However, please note that if the exercise of those rights limits our ability to process personal information — such as in the case of a deletion request — we may no longer be able to provide you our products or Services, or engage with you in the same manner.
You may contact us to exercise these rights at support@compounddiversifiedbonds.com.
We will need to verify your identity before processing your request. In order to verify your identity, we may require matching identifying information you provide us to the information we maintain about you in our systems, or a successful login to your account, as applicable.
We use good-faith efforts to respond to a verified consumer request to know or to delete within forty-five (45) days after its receipt. If we need more time — up to 90 days — we will inform you of the reason and the needed extension period in writing.
You do not need to create an account with us to exercise your privacy rights. However, we may ask you to provide additional personal information so that we can properly identify you in our dataset and track compliance with your opt-out request. We will only use personal information provided in an opt-out request to review and comply with that request. If you choose not to provide this information, we may only be able to process your request to the extent we are able to identify you in our data systems and authenticate you as authorized to receive the information.
Once you make an opt-out request, you may change your mind and opt back in to personal information sales at any time by contacting us at support@compounddiversifiedbonds.com.
You may use an authorized agent to make a data subject privacy request on your behalf. To make a request on behalf of a consumer, the authorized agent must provide a copy of either a letter signed by the consumer authorizing the agent to submit a request on the consumer’s behalf, or a power of attorney, duly authorized and issued pursuant to applicable probate law. The authorized agent must email one or both documents to support@compounddiversifiedbonds.com and include a phone number where the agent may be reached during regular business hours.
Within 45 days of a valid and verifiable data subject request, if we do not take any action on the request, we will let you know why. This is usually because we cannot verify your identity, or because we have verified your identity but identified that you are not and have not been an eligible consumer in the relevant time period and so are not able to exercise data subject rights.
If you live in Colorado, Connecticut, or Virginia and are unsatisfied with our decision not to take action on your request to exercise one of your privacy rights, you may appeal our decision. Although other state laws do not grant residents this right, we accept appeals from residents of other states using the same process.
If you are a Colorado resident, you may contact the Colorado Attorney General if you have concerns about the result of your appeal.
We do not currently offer incentives in exchange for the retention, sale, or sharing of personal information.
We maintain records of the following:
Due to federal law, as reflected in the Children’s Online Privacy Protection Act, we do not allow individuals who we know are under 18 to participate in our Site or Services. You must be at least 18 years old to use our Site and Services.
Please understand that we cannot necessarily tell if a user is providing us with his or her true age.
We urge you to review your information regularly to ensure that it is correct and complete. If you believe that any of your information is incorrect, or if you have any questions regarding this Privacy Notice, please contact us at support@compounddiversifiedbonds.com.
We will keep your personal information while you have an account with us, or while we are providing Services to you. Thereafter, we will keep your personal information for as long as is necessary:
If you follow any links that direct you away from the Site or App, this Privacy Notice will not apply to your activity on the other websites you visit. We do not control the privacy policies or the privacy practices of any third parties.
From time to time, Compound may change this Privacy Notice. This Privacy Notice may be updated as such needs dictate, and we will always communicate these changes to you by posting the updated Privacy Notice on the Site and/or notifying you via email in the event of any substantive or material changes. You are responsible for ensuring we have an up-to-date, active, and deliverable email address for you, and for periodically visiting our Site and this Privacy Notice to check for any changes. Your continued use of the Site following any such change constitutes your agreement to follow and be bound by the Privacy Notice, as changed.
If you have questions or concerns, you can contact us at support@compounddiversifiedbonds.com, or by phone at 561-600-0707.
Compound Diversified Bond Inc
1185 Avenue of the Americas, 3rd Floor, New York, NY 10036
Information you share socially
Our Site, App, and Services may allow you to connect and share your actions, comments, content, and information publicly or with designated individuals, friends, or followers. We are not responsible for maintaining the confidentiality of any information you share publicly or through social media.
Our digital properties may include ways to interact and share using social media, through features such as a share button or interactive mini-programs that run on our Site (“widgets”). These features may collect information such as your IP address or the page you are visiting on our Site, and may set cookies to enable the feature to function properly. Social media features can be hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy notice of the social media company providing the feature.
Please be mindful of your personal privacy needs and the privacy needs of others as you choose whom to connect with and what to share and make public. We cannot control the privacy or security of information you choose to make public or share with others, and we do not control the privacy practices of third parties.