how it works
Investment Process
The portfolio is managed by Compound Asset Management under a disciplined investment framework focused on opportunity selection, portfolio construction, liquidity management and ongoing risk oversight.
Institutional Multi-Asset Income Strategy
For accredited investors only.
see how it works
bond offering
For accredited investors only.
1y return
Annualized
minimum investment
$1000 bond units
management fees
For accredited investors only.
Institutional Multi-Asset Income Strategy
A professionally managed diversified portfolio designed to generate
consistent income through institutional-quality investment.
For accredited investors only.
see how it works
bond overview
Why Compound
Diversified Bonds
Compound Diversified Bond (CDB) provides accredited investors with access to a professionally managed portfolio combining income strategies, real assets, private markets and liquid reserves within one investment.
The strategy is designed to pursue income while reducing reliance on any single asset class or source of return. Portfolio allocations may be adjusted as market conditions, investment opportunities and liquidity needs evolve.
CDB seeks to generate attractive income while preserving long-term capital through diversified exposure across complementary investment strategies.
The investment process emphasizes portfolio construction, ongoing oversight, liquidity management and risk diversification rather than dependence on one market or one return source.
Income beyond traditional fixed income
Diversification across multiple investment strategies
Professional portfolio management
Exposure to private markets and real assets
Direct digital account access
Dedicated Investor Relations support
Key Characteristics
Diversified across complementary investment categories.
Portfolio selection, allocation and monitoring are handled by the investment team.
Structured to support daily interest crediting and monthly distributions.
Open, fund and monitor your account through Compound’s digital platform.
how it works
The portfolio is managed by Compound Asset Management under a disciplined investment framework focused on opportunity selection, portfolio construction, liquidity management and ongoing risk oversight.
Create your Compound account and complete identity and accredited-investor verification.
Select an investment amount beginning at $10,000 and fund the purchase through the Compound platform.
Investor capital is deployed across approved portfolio strategies based on the current portfolio allocation framework.
Underlying portfolio generate income through credit interest, real-asset, private-market distributions & reserve investments.
Interest is credited daily, with distributions made monthly in accordance with the bond terms.
portfolio
CDB combines complementary strategies intended to contribute different sources of income, diversification, growth potential, inflation sensitivity and liquidity.
allocation
private credit
Private credit, real estate credit, asset-based lending and other income-oriented investments.
Real Assets
Real estate, infrastructure and other essential physical assets.
Private Equity
Selective private-market, growth and secondary investments.
Inflation Protection
Gold, commodities and other inflation-sensitive investments.
Liquidity Reserve
U.S. Treasuries, cash equivalents and short-duration investments.
1 Portfolio allocations are illustrative and may change without notice based on market conditions, investment opportunities, liquidity requirements and portfolio management decisions.
how it generates income
Credit Interest
Interest earned from private credit, real estate credit and asset-based lending.
Real-Asset Income
Income and distributions associated with real asset investments.
Private-Market Distributions
Potential income and gains from selected private investments.
Liquid Reserve Income
Interest earned from U.S. Treasuries and cash-equivalent investments.
Interest earned from private credit, real estate credit and asset-based lending.
Interest earned from private credit, real estate credit and asset-based lending.
Interest earned from private credit, real estate credit and asset-based lending.
Interest earned from private credit, real estate credit and asset-based lending.
These sources are managed together to support the bond’s income objective. Portfolio income and the target APY are not guaranteed.
institutional investment
Access Institutional Investments
The portfolio may include investments managed by established institutional investment firms across private credit, real assets, infrastructure and alternative income strategies.
Suggested disclosure: Representative managers shown for illustrative purposes. Holdings may change. Inclusion does not imply sponsorship, endorsement or a direct relationship.
cbd at a glance
A professionally managed income bond designed for accredited investors seeking diversified exposure across private markets, real assets and liquid reserves.
Target APY
8.95%
Investment Term
12 months
Minimum Investment
$10,000
Bond Unit
$1,000
Interest Credited
Daily
Distribution Frequency
Monthly
Investor Eligibility
Verified accredited investors
Management Fee
None
Redemption Terms
Governed by the offering documents
Offering Structure
See the official offering materials
Interest is credited daily in accordance with the bond terms. Monthly distributions are made to the investor’s designated account or handled according to the available distribution and reinvestment elections.
The bond has a stated 12-month term. The treatment of the investment at maturity—including repayment, renewal or reinvestment options—is governed by the offering documents.
Any early redemption rights, restrictions, notice requirements, waiting periods or fees are governed exclusively by the offering documents.
CDB is available only to investors who satisfy the accredited-investor requirements and complete the applicable identity, suitability and eligibility verification process.
management
The portfolio is managed by Compound Asset Management under a disciplined investment framework focused on opportunity selection, portfolio construction, liquidity management and ongoing risk oversight.
responsibilities
Investment Selection
Evaluate investments across approved strategy categories.
Portfolio Construction
Allocate capital based on risk, return, liquidity and diversification considerations.
Risk Monitoring
Review credit quality, concentration, liquidity, market exposure and counterparty risk.
Ongoing Adjustment
Modify allocations as opportunities and market conditions evolve.
selection criteria
Due Diligence
Review investment philosophy, strategy, team, track record, structure, liquidity and risk controls.
Portfolio Fit
Evaluate how the investment contributes to the income, diversification and liquidity objectives.
Ongoing Monitoring
Review performance, risk, material changes and continued alignment with the investment mandate.
Portfolio Oversight
Adjust exposure or rebalance allocations when appropriate.
documents
Documents & Resources
Read the details before investing
Document Name
Type
Description
Last updated
Offering Circular
Bond Overview PDF
Investment Strategy
How the portfolio is constructed and managed.
04/24/2026
download
Portfolio Allocation
Risk Factors
Important investment, issuer, liquidity and market risks.
04/24/2026
download
Unsecured bonds: Not backed by specific pledged assets.
Not FDIC insured: Risk of loss including principal.
Early-stage company: Incorporated 2021. Limited history.
Real estate risk: Affected by economic conditions and rate changes.
Liquidity risk: Over $50K may take 30 days.
Concentration risk: Portfolio concentrated in RE assets.
Read the Offering Circular before investing.
Open your Compound account to invest in Compound Diversified Bond, or speak with Investor Relations before making your decision.
faqs
Frequently Asked Questions
What does CDB invest in?
CREB is a real asset-backed fixed-income investment platform focused on income-producing real-estate credit and diversified income strategies designed to provide yield, liquidity, and portfolio diversification.
How does CDB seek to generate income?
CREB generates yield primarily through income-producing real estate credit investments, including senior secured lending and diversified fixed-income strategies.
Is the 8.95% APY guaranteed?
CREB focuses on conservative underwriting, diversified portfolio construction, real asset backing, liquidity reserves, and senior positioning within the capital stack.
Can portfolio allocations change?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
Who manages the portfolio?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
When is interest credited?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
What happens at maturity?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
Can I redeem before maturity?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
How do I qualify to invest?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
What tax documents will I receive?
Yes. CREB’s strategy focuses on real asset-backed investments including real estate credit and collateralized income-producing opportunities.
view full investor questions
Bond overview
Institutional Multi-Asset Income Strategy
Compound Diversified Bond (CDB) provides accredited investors with access to a professionally managed portfolio combining income strategies, real assets, private markets and liquid reserves within one investment.
The strategy is designed to pursue income while reducing reliance on any single asset class or source of return. Portfolio allocations may be adjusted as market conditions, investment opportunities and liquidity needs evolve.
Target APY
Investment Term
Minimum Investment
Interest Credited
Distributions
Management Fee
CREB is structured with a focus on preserving investor capital through short-term duration real estate loans, conservative underwriting standards, diversified exposure, and reserve allocations to U.S. Treasuries and cash.
review the offering
CREB is offered through a single digital platform, accessible by web and mobile. By distributing directly rather than through advisers, brokers, and intermediaries, the structure removes the layered fees and mark-ups associated with traditional channels.
Bond overview
Investor
Advisor
Broker
Fund
Real Estate
Fees and mark-ups applied at each step
CREB
Investor
CREB Platform
Real Estate Credit
Direct distribution — no intermediaries, no mark-ups
As an SEC-qualified Reg A+ Tier 2 offering, CREB files its financial statements publicly. Investors and their advisers can review the offering circular and audited financials in full before investing.
read the documents
CREB applies no management, account, or withdrawal fees, and imposes no lock-in period. Redemption requests may be submitted at any time, subject to standard processing.
The minimum investment is $500. The bond is available through both taxable (cash) and tax-advantaged (IRA) accounts, extending institutional-style real estate credit to a broad range of investors.
Next steps
Review the Offering
A full account of the loan process, portfolio holdings, and risk factors is available in the remaining sections of this overview.
This overview is a summary provided for informational purposes only and does not constitute an offer to sell or a solicitation to buy any security. Full terms, fees, and risk factors are set out in the offering circular, available under Documents. CREB is not a bank deposit and is not FDIC insured; investments are subject to risk, including the possible loss of principal. Yields shown are contractual and not a guarantee of future results.
Understand how CREB genrates income, manages liquidity, and seeks to protect capital.
how it works
Where Your 8.50% Comes From
How your money generates consistent returns
Number of holdings: 08
As of04/24/2026
step 1
You invest — capital enters an SEC-qualified offering
Choose Cash Account or IRA. Minimum $500. Verify identity via Plaid.
step 2
Capital invested across 5 asset classes
Bridge loans (55%), MBS (15%), RE funds (10%), Treasuries (10%), cash reserves (10%).
step 3
Portfolio earns 10–14%
Borrowers pay premium rates for speed. Banks take months — CREB funds in days.
step 4
The spread: 10–14% in, 8.50% out
You receive a fixed 8.50%. CREB retains 1.5–5.5% as revenue.
step 5
You earn 8.50% daily
Interest calculated on full balance every day including previously earned interest.
Daily Compounding
Product
Fixed-income corporate bond issued by Compound Real Estate Bonds, Inc. $10 face value
Interest Calculation
8.50% APY calculated daily on total balance. Formula: Balance × 0.085 ÷ 365
Liquidity
Withdraw anytime. Standard: 5–6 business days
Illustrative Income
As of 03/31/2026
Investment
monthly, USD
annual, USD
$10,000
$71
$850
$25,000
$177
$2,150
$50,000
$354
$4,250
$100,000
$708
$8,500
$250,000
$1,771
$21,250
Track Record
As of 03/31/2026
Total Bond Offerings
Active Investors
Principal Losses
Interest Paid On Time
Understand how CREB genrates income, manages liquidity, and seeks to protect capital.
Portfolio Allocation
Where Your Capital is Invested
Number of holdings: 08
Bridge loans lead for highest risk-adjusted returns.
Investment
Allocation
Real estate lending
55%
Mortgage-backed securities
15%
Institutional re funds
10%
U.S. Treasury bills
10%
Liquidity reserve
10%
Multi-family leads due to rental demand.
Investment
Allocation
Multi-Family
45%
Commercial
30%
Industrial
15%
Mixed-Use
10%
High-growth U.S. markets.
Investment
Allocation
South
35%
West
30%
Northeast
25%
Midwest
10%
*Portfolio allocations shown are illustrative and may vary based on market conditions, asset manager allocation decisions, liquidity management, and investment opportunities.
PORTFOLIO STRUCTURE
Core underwriting parameters for the underlying real estate credit portfolio.
Parameter
CREB Standard
Loan Type
First lien bridge loans
Typical Size
$500K – $5M
term
6 – 24 months
Interest Rate
10% – 14% (fixed)
Maximum LTV
75% (target 60–70%)
Property Types
Multi-family, commercial, industrial, mixed-use
Collateral
Real property, first-position lien
Exit Strategy
Refinance or property sale
PORTFOLIO STRUCTURE
Every bridge loan originates against defined criteria.
$2.1M
Loan Amount
65%
LTV Ratio
12.5%
Interest Rate
14 months
Term
First lien
Security
Multi-family
Property
*Anonymized example
Built Around Capital Preservation
CREB's portfolio is structured with multiple layers of risk manegement designed to support stable income generation, liquidity, and downside protection across changing market environments.
Senior Secured First-Lien Lending
All loans are secured by first-position liens on income-producing real estate.
Conservative Underwriting
We maintain conservative loan-to-value targets and strong borrowers targets.
Diversified Real Estate Exposure
Broad diversification by property type, borrower, and geography to reduce concentration risk.
Institutional Credit Allocation
Real estate credit is the core allocation, supported by high-quality reserves.
Treasury and Liquidity Reserves
A portion of the portfolio is allocated to U.S. Treasuries and cash equivalents for stability and liquidity.
Ongoing Monitoring and Stress Testing
Continuous portfolio monitoring, asset reviews, and stress testing to help manage risk proactively.
Understand how CREB genrates income, manages liquidity, and seeks to protect capital.
